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    <lastmod>2021-05-07</lastmod>
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      <image:title>Home at Innovative Wealth Solutions</image:title>
      <image:caption>As a client, you will have the opportunity for private and confidential discussions. Once we fully understand your current situation, goals and aspirations, we offer a fully tailored service – specific to your current situation and long term goals.</image:caption>
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      <image:title>Home at Innovative Wealth Solutions</image:title>
      <image:caption>Our experienced advisors develop an ongoing relationship and maintain a personalised service for years to come. Our company has been built on the tailored financial management offered by our experienced and qualified financial advisors. Your advice needs will change over the course of your life, we aim to provide you with solutions, guidance and assistance throughout your ever-changing life stages.</image:caption>
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      <image:title>Home at Innovative Wealth Solutions - PERSONAL INSURANCE SOLUTIONS</image:title>
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      <image:title>Home at Innovative Wealth Solutions - SUPERANNUATION</image:title>
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      <image:title>Home at Innovative Wealth Solutions - RETIREMENT PLANNING</image:title>
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      <image:title>Home at Innovative Wealth Solutions - CASH FLOW MANAGEMENT</image:title>
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      <image:title>Home at Innovative Wealth Solutions - INVESTMENTS</image:title>
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      <image:title>Home at Innovative Wealth Solutions</image:title>
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      <image:title>Home at Innovative Wealth Solutions</image:title>
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      <image:title>Home at Innovative Wealth Solutions</image:title>
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      <image:title>Home at Innovative Wealth Solutions</image:title>
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    <loc>https://www.iwsonline.com.au/testimonials/joan-mastrogiannis-from-melbourne</loc>
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    <loc>https://www.iwsonline.com.au/personal-insurance-solutions</loc>
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    <priority>0.75</priority>
    <lastmod>2021-04-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602561498911-ZQUJ4KHGF6I9FGRGNU83/Personal+insurance+solutions+at+Innovative+Wealth+Solutions.jpg</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions - Personal insurance is often overlooked. It’s probably ‘a given’ to insure your car and your home, but nothing is more important than your life and your ability to make a living.</image:title>
      <image:caption>There is a lot more to it than just plain old life insurance and unfortunately lack of insurance can lead to huge consequences for you and your family. Our role is to understand your financial situation in order to identify the associated risks and recommend appropriate levels of insurance cover, based on our comprehensive insurance needs analysis. As you move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. That’s because insurance is all about providing a financial safety net that helps you to take care of yourself and those you love when you need it the most.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602562819183-DP322UQCAS1HP8SJPG17/Income+Protection+at+Innovative+Wealth+Solutions</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
      <image:caption>Income Protection</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602562733709-IB8FESEN2FU0T2XSQJUX/Business+Protection+at+Innovative+Wealth+Solutions</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
      <image:caption>Business Protection</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602562845568-DIVDWVNDA68HA97FL18T/Life+Insurance+at+Innovative+Wealth+Solutions</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
      <image:caption>Life Insurance</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602562794302-K2USTEOQLYRVHEFUEU1S/Debt+Protection+at+Innovative+Wealth+Solutions</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
      <image:caption>Debt Protection</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602565285901-J11K76PVYYV91U4JWEYL/Income+protection+for+peace+of+mind</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions - Personal insurance is an essential component of any financial plan to provide security and protection.</image:title>
      <image:caption>If you had to stop work because of sickness, injury or involuntary redundancy, life could get unnecessarily stressful. Personal insurance is a strategy for protecting your personal and financial well being from the impacts of illness, injury, permanent incapacity, traumatic illness and death.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602565860235-9NJPH69D0WTEAZDYLMZL/Income+protection+can+reduce+stress</image:loc>
      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions - Having income protection can reduce the stress and impact upon your family, allowing for a quick recovery.</image:title>
      <image:caption>Suffering a disability, trauma or serious ongoing illness will generally reduce your ability to earn an income. In most cases, this leads to drawing on savings or home equity to cover medical and daily living expenses. This can significantly impact on your current situation, future saving capacity and may permanently reduce your planned standard of living. Having income protection can reduce the stress and impact upon your family, allowing for a quick recovery.</image:caption>
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      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
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      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
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      <image:title>Personal Insurance Solutions at Innovative Wealth Solutions</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/superannuation</loc>
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    <priority>0.75</priority>
    <lastmod>2021-04-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602566568011-C0I8T0QPSUDOZ9LPP9J4/What+is+superannuation%3F</image:loc>
      <image:title>Superannuation at Innovative Wealth Solutions - Almost half of the older Australian population faces a massive shortfall once they stop working after conceding they have a superannuation balance of less than $100,000. To avoid this future, you need a solid plan, made up of sound professional advice.</image:title>
      <image:caption>Superannuation, being a tax concessional savings vehicle can provide a very good foundation in building, and later funding, a desirable retirement lifestyle. There are a variety of different types of superannuation funds, ranging from industry, retail, wrap accounts, defined benefit and self-managed superannuation vehicles and more.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602567075535-NKQHJUDL2FC5ZN6S2NGV/We+provide+a+comprehensive+SMSF+service+at+Innovative+Wealth+Solutions</image:loc>
      <image:title>Superannuation at Innovative Wealth Solutions - We prepare, document and implement a superannuation investment strategy that will assist you build wealth for retirement.</image:title>
      <image:caption>A comprehensive SMSF service is delivered through our sister company, encompassing set up, all accounting, compliance and administration requirements, including the fund’s paperwork – tax returns, member contribution statements and the annual audit. Regardless of whether you are looking at residential or commercial property investment, or building a share portfolio, there’s a lot to consider with regards to correctly choosing and structuring your investment plan to suit your objectives.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602567291256-NSRIJ9WAFFUVRZ69IMT9/We+provide+professional+and+understanding+consulting+services</image:loc>
      <image:title>Superannuation at Innovative Wealth Solutions - The first step in any financial plan is to set some goals. What are you trying to achieve? How long will it take? The investment you choose should suit your investment timeframe. Or if you have already set your goals, your financial decisions should support those goals.</image:title>
      <image:caption>In our consultation we will begin to understand how much risk you want to take to achieve those goals, thereby developing the most effective pathway you take to achieve your goals. The course you take will be shaped by where you are now and where you want to get to.</image:caption>
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      <image:title>Superannuation at Innovative Wealth Solutions</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/retirement-planning</loc>
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    <priority>0.75</priority>
    <lastmod>2021-03-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603958815766-CK1M8BU9WH2CFMDHAEIE/about-retirement-image.jpg</image:loc>
      <image:title>Retirement Planning at Innovative Wealth Solutions - Regardless of whether you are looking at residential or commercial property investment, or building a share portfolio, there’s a lot to consider with regards to correctly choosing and structuring your investment plan to suit your objectives.</image:title>
      <image:caption>The first step in any financial plan is to set some goals. What are you trying to achieve? How long will it take? The investment you choose should suit your investment timeframe. Or if you have already set your goals, your financial decisions should support those goals. In our consultation we will begin to understand how much risk you want to take to achieve those goals, thereby developing the most effective pathway you take to achieve your goals. The course you take will be shaped by where you are now and where you want to get to.</image:caption>
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      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
      <image:caption>Fixed Interest</image:caption>
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      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
      <image:caption>Investment Properties</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602641283882-TF5PBWJUGP0WQZVENF3H/Managed+Funds</image:loc>
      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
      <image:caption>Managed Funds</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602641211169-QIF09ZK2UAGYYDK5NGOL/ETF+%28Electronically+Traded+Funds%29</image:loc>
      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
      <image:caption>ETF (Electronically Traded Funds)</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602641254230-RCC3SMA01QIFDET1UQJ9/IWS+Shares</image:loc>
      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
      <image:caption>Shares</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602473437676-KGOEJTIFWOYDIFXKFUQM/sky-blue.jpg</image:loc>
      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
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      <image:title>Retirement Planning at Innovative Wealth Solutions</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/cash-flow-management</loc>
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    <priority>0.75</priority>
    <lastmod>2021-04-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602642540743-GUI29C7XNZ2JVJ8YQCA3/Cash+flow+management+-+live+the+life+you+want</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - We assist you to pay off your debts and start living the life that you want. Debt reduction is our goal for all our clients, whether you only have a house mortgage, or if you struggle with the additional pressure of credit card debts, personal and student loans that can be overwhelming in your day to day life.</image:title>
      <image:caption>Regardless of your situation, there are simple strategies that quite effectively help you pay off your loans faster, slash years off your loan term, and save many thousands of dollars in interest.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603958983715-8F8VDGB9NHAI1WYCHDV0/cash-flow-about.jpg</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - Understanding cashflow is essential to understanding the financial health of your personal situation. Determining and prioritising your discretionary spending patterns is important to avoiding the trap of living paycheck to paycheck. Whether it be accelerating wealth creation, reducing debt, or the achievement of your goals, our cashflow strategies are designed to make things easier for you.</image:title>
      <image:caption>Increasing your cashflow intelligence can help: • Pay down debts faster • Build larger investment pools faster • Improve existing current and future lifestyles • Most importantly relieve stress and financial uncertainty</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603948001382-F8R736G336Y5QCOHTUKP/text-header-green.jpg</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - Keep track of your spending and help you live within your means</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603947975328-C6IVFI0G3R1C738SXZYT/text-header-green.jpg</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - Get a true understanding of what your spending habits are</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603947877126-9EACIJ5K8L4BTO4JPIVK/text-header-green.jpg</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - Provide flexibility in allowing you to plan for life changes and rainy days</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603947864883-LJNHO253VZ0QNEDLQ78G/text-header-green.jpg</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - Control your money within the parameters of the budget</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603947889289-NES5EJOQ5WFQG7JBLYHI/text-header-green.jpg</image:loc>
      <image:title>Cash Flow Management at Innovative Wealth Solutions - Pay down existing debt and avoid over reliance on credit</image:title>
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    <image:image>
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      <image:title>Cash Flow Management at Innovative Wealth Solutions</image:title>
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    <image:image>
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      <image:title>Cash Flow Management at Innovative Wealth Solutions</image:title>
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      <image:title>Cash Flow Management at Innovative Wealth Solutions</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/investments</loc>
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    <lastmod>2021-03-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603958420992-ZBEKZEY8081NEO420TH3/about-investment-image.jpg</image:loc>
      <image:title>Investments at Innovative Wealth Solutions - We are licenced to provide strategic advice using a number of different asset groups. Investments are not limited to but include shares, managed funds, ETFs, property, bonds, debentures, or term deposits. We can construct an investment strategy tailored to your objectives and level of risk.</image:title>
      <image:caption>Additionally, ethical and sustainable investments can be integrated for those more socially conscious, or investors looking for greater diversification and exposure to alternative asset classes.</image:caption>
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      <image:title>Investments at Innovative Wealth Solutions - Shares</image:title>
      <image:caption>Shares are a unit of ownership in a financial asset or a Corporation. They come in the form of ordinary shares or preferred shares. They entitle the owner to an equal share of profits that are generated in that financial asset or corporation. This usually comes in the form of Dividends.</image:caption>
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      <image:title>Investments at Innovative Wealth Solutions - Exchange Traded Funds (ETF)</image:title>
      <image:caption>Are funds that are bought and sold on a stock exchange, much like ordinary shares. ETFs combine the advantages of a managed fund, with the ease and cost effectiveness of share trading. ETFs can be used for access to markets and asset classes that you might not otherwise have access to, such as currency, debt, commodities and derivatives.</image:caption>
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      <image:title>Investments at Innovative Wealth Solutions - Managed Funds</image:title>
      <image:caption>A Managed Fund is made up of pooled money from different investors that are combined together, and with the help of a professional investment manager this is all invested on behalf of the investors. Different Funds vary in relation to the types of assets you can invest in. Managed funds can invest in ·      a single asset class, such as shares or fixed interest, or ·      a multi-sector option,  such as a Growth or Balanced,  or ·      a conservative fund, which contain a mix of different asset classes.</image:caption>
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      <image:title>Investments at Innovative Wealth Solutions - SMA’s</image:title>
      <image:caption>An SMA is an investment vehicle composed of stocks, bonds, cash or other individual securities overseen by a professional money manager. The unique structure of an SMA provides the flexibility to customize the portfolio to address clients' personal preferences and investment objectives. This portfolio is private, which means the assets it contains are not co-mingled with other investors, and it is separately managed. Its separate status allows an SMA manager to customize the portfolio according to its investor’s goals and preferences. SMA investors own all the securities in the account, and they directly negotiate the fees with the account manager.</image:caption>
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      <image:title>Investments at Innovative Wealth Solutions - Insurance Bonds</image:title>
      <image:caption>An insurance bond is an investment option offered by life insurance companies in the form of a whole life or term life insurance policy. Insurance bonds best suit investors who use them for estate planning or who are interested in long-term investing. There are tax advantages for higher income earners if the investment is held for at least 10 years and certain conditions are met.</image:caption>
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      <image:title>Investments at Innovative Wealth Solutions</image:title>
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      <image:title>Investments at Innovative Wealth Solutions</image:title>
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      <image:title>Investments at Innovative Wealth Solutions</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/meet-our-team</loc>
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    <lastmod>2025-07-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/74fab6ad-2e3d-44c1-9d19-3c40feed53e1/IMG_5480.jpg</image:loc>
      <image:title>Meet Our Team At Innovative Wealth Solutions - STEVEN KLACAR</image:title>
      <image:caption>Role at IWS: Senior Financial Advisor Daily Tasks: Meeting with clients to review goals, financial plans, and investment strategies, researching market trends, financial products, and investment opportunities, preparing personalised financial plans and presentations for clients, responding to client questions via phone, email, or in-person meetings, monitoring client portfolios and making recommendations for adjustment.s What you enjoy: What I enjoy most about being a financial adviser is the opportunity to make a real difference in people’s lives. Helping clients feel confident and secure about their financial future is incredibly rewarding. I love building lasting relationships, understanding each person’s unique goals, and creating tailored strategies that help turn their dreams into reality. Every day brings new challenges and opportunities to learn, grow, and empower others. Interests outside of work: Outside of work, I’m passionate about maintaining a balanced and active lifestyle. I enjoy spending time at the gym, focusing on both physical fitness and mental wellbeing. Connecting with friends and making memories with family are also incredibly important to me — whether it’s a casual get-together, a family gathering, or simply sharing time with the people who matter most. These moments recharge and inspire me, helping me bring fresh energy and perspective to everything I do. Quote that resonates strongly with you: "The best investment you can make is in your future. Start today — because tomorrow is built by the steps you take now."</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/4e78858e-7982-497c-a3f9-e46978cbd6ef/Bio-Photo-JL_Bio_2.jpg</image:loc>
      <image:title>Meet Our Team At Innovative Wealth Solutions - JUSTIN LIP</image:title>
      <image:caption>Daily Tasks: Equipping clients with the financial skills, knowledge, and proficiency to make informed decisions to achieve their unique goals. What do I enjoy: Sharing in the joy and relief with our clients as they realize their financial future is secure and their lifestyle goals are met. Continuously educating, guiding, and empowering them to grow with their evolving needs, ensuring their financial well-being through bespoke financial strategies.  Interest outside of work: Spending quality time with family and cooking up a storm on the weekends. I love the meditative effects of bushwalking and, for an adrenaline rush, I enjoy training and watching Mixed Martial Arts. Quote that resonates strongly with you: Benjamin Franklin: "An investment in knowledge pays the best interest.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602909803669-0EK63VMNT9MXUQNLKO6E/Simon+De+Carro+from+Innovative+Wealth+Solutions</image:loc>
      <image:title>Meet Our Team At Innovative Wealth Solutions - SIMON DE CARRO – Bbus, Dip FS, Adv Dip (FS)</image:title>
      <image:caption>Role at IWS: Founding Director and Senior Financial Advisor Daily Tasks: Empowering clients with financial knowledge, literacy and competency to achieve their specific objectives What you enjoy: Experiencing first-hand our members attaining their lifestyle objectives. Watching our members grow and evolve as we navigate with them though financial strategies tailored specifically to their needs. Interests outside of work: Raising a family of girls and guiding their development. Spending quality time with family and friends. Being very competitive enjoyment is found in many sporting pursuits both actively and passively from golf, soccer, tennis, and motorsport. Quote that resonates strongly with you: “Continuous effort, not strength or intelligence, is the key to unlocking our potential” – Winston Churchill</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602908768598-XYCDUST77T4QMNPD7MZ0/team-index-image.jpg</image:loc>
      <image:title>Meet Our Team At Innovative Wealth Solutions</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.iwsonline.com.au/contact-us</loc>
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    <lastmod>2021-03-02</lastmod>
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      <image:title>Contact Innovative Wealth Solutions</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.iwsonline.com.au/about</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2021-03-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1603012720723-0NDRG3O4T15AC5FEP2NL/About+our+team</image:loc>
      <image:title>About Innovative Wealth Solutions - For over a decade Innovative Wealth Solutions has provided Australian individuals and families with financial advice, with the focus on the client’s personal goals. Clients benefit from a long term approach to wealth creation and the personalised management of their financials.</image:title>
      <image:caption>The IWS team provides a complete and highly personalised suite of financial services to each client’s needs. This service offers a range of strategies covering everything from traditional investment advice, cash flow management, wealth creation, insurances to complex retirement planning and financial objective attainment. With Innovative Wealth Solutions, you receive unbiased financial recommendations provided by a highly experienced and qualified advisory team.</image:caption>
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      <image:title>About Innovative Wealth Solutions</image:title>
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      <image:title>About Innovative Wealth Solutions</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/style-guide</loc>
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    <lastmod>2020-10-12</lastmod>
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    <lastmod>2020-10-18</lastmod>
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      <image:title>Our Blog</image:title>
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  <url>
    <loc>https://www.iwsonline.com.au/get-in-touch</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2020-10-18</lastmod>
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      <image:title>Get in touch - Get In Touch</image:title>
      <image:caption>To arrange an appointment or make an enquiry please call us on 0428 788 848.</image:caption>
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      <image:title>Goals</image:title>
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      <image:title>Goals</image:title>
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    <lastmod>2020-10-15</lastmod>
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      <image:title>About Investments (Copy) - We are licenced to provide strategic advice using a number of different asset groups. Investments not limited to but including shares, managed funds, ETFs, property, bonds, debentures, or term deposits we can construct an investment strategy tailored to your objectives and level of risk.</image:title>
      <image:caption>Additionally, ethical and sustainable investments can be integrated for those more socially conscious, or investors looking for greater diversification and exposure to alternative asset classes.</image:caption>
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      <image:title>Who we are (Copy) 2 old - SIMON DE CARRO – Bbus, Dip FS, Adv Dip (FS)</image:title>
      <image:caption>Role at IWS: Founding Director and Senior Financial Advisor Daily Tasks: Empowering clients with financial knowledge, literacy and competency to achieve their specific objectives What you enjoy: Experiencing first-hand our members attaining their lifestyle objectives. Watching our members grow and evolve as we navigate with them though financial strategies tailored specifically to their needs. Interests outside of work: Raising a family of girls and guiding their development. Spending quality time with family and friends. Being very competitive enjoyment is found in many sporting pursuits both actively and passively from golf, soccer, tennis, and motorsport. Quote that resonates strongly with you: “Continuous effort, not strength or intelligence, is the key to unlocking our potential” – Winston Churchill</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6049099189ac2449b83f03/1602909820753-0HQQTU05S6GUM2S27606/Mark+Pearson+from+Innovative+Wealth+Solutions</image:loc>
      <image:title>Who we are (Copy) 2 old - MARK PEARSON</image:title>
      <image:caption>Role at IWS: Senior Financial Advisor Daily Tasks: Helping clients achieve control over their financial future and creating detailed financial plans that achieve that goal. What you enjoy: Helping my clients understand how to be in control of their future and become happier healthier people. I enjoy being able to be part of my client’s financial success. Interests outside of work: The connection with my family and friends are what matters to me the most. I spend as much time as possible with them as I can. I am a strong advocate for fitness of both mind and body and enjoy pursuing both. Watching live sport is a joy, there is something about the roar of a crowd that gets the blood running! Quote that resonates strongly with you: “All the benefits in life come from compound interest — money, relationships, habits — anything of importance.” Naval Ravikant</image:caption>
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